If the claim exceeds the limit, the dog owner is personally responsible for all damages above that amount, including legal expenses. Most insurance companies will insure homeowners with dogs. However, once a dog has bitten someone, it poses an increased risk. In such a case, the insurance company may charge a higher premium or exclude the dog from coverage altogether. Some companies will require dog owners to sign liability waivers for dog bites.
Some will cover a pet if the owner takes the dog to classes aimed at modifying its behavior. A single lawsuit—even if won—can end up costing hundreds of thousands of dollars. The personal liability coverage available through a standard homeowners or automobile policy simply may not be enough, so you may want to consider purchasing a personal excess liability policy.
Also known as an umbrella liability policy, it protects you against personal liabilities—such as dog bites—that could impact a substantial portion of your assets. Bike theft investigation leads police to Washington Jefferson Park. Deputies seek suspect after armed carjacking in Cottage Grove. Shots fired over parking space dispute in Eugene, police say. Rockslide causes shutdown on Highway Eugene church fire leads to arson investigation.
Special Report: Port of Coos Bay hoping to add jobs with creation of shipping terminal. If your dog is aggressive towards another dog, you need to take precautions for next time. If this was a one-off thing, it's possible something scared your dog - possibly the size or the way the other dog approached yours.
Work with your vet to make sure there's no medical reason for the sudden aggression. If this is ruled out, it may be helpful to work with an accredited behaviourist. They can help to make sure your dog is able to cope with all the situations it might find itself in without feeling they need to use aggression. What to do if you're bitten by a dog Wash the wound thoroughly. Speak to the owner if possible. This might be easier if you know them.
Seek medical attention as soon as possible. Tell your doctor or medical practitioner that you have been bitten by an animal. Report the bite. Taking photos of the wound straight after it happens can be helpful. They may also be able to give you advice to prevent it happening again in future. How to avoid dog aggression Socialise your dog and train them with positive, reward-based training. A well socialised dog is less likely be aggressive towards other dogs.
If your dog has good recall then you can help them avoid potentially dangerous situations. Keep your dog on a lead in unfamiliar places. This way you always know where they are, especially if their recall isn't the best. Be aware of other dogs. Never let your dog go bounding up to an unfamiliar dog - you don't know how they will react. When you see unfamiliar dogs, it's best to keep your dog close to you.
Keep an eye out for signs of aggression. If you start to see your or another dog behaving aggressively even if it's not towards your dog get away from the situation immediately. Puppy training Keep your puppy motivated and help them learn to live happily alongside you with a positive, reward-based training programme.
Reward-based training. Family and friends said Stephens had raised the dogs since they were puppies and that they were affectionate. It certainly is horrible," said Richard Polsky , an animal behavior and dog-bite expert in Los Angeles.
But in general, for dogs to act aggressively, there needs to be some kind of external "trigger," Polsky said. One possibility is that, while Stephens was walking the dogs, something out of the ordinary happened; for instance, the dogs sensed "prey," like a rabbit or squirrel, and tried to go after it.
If Stephens interfered with the dogs while they were going after prey , they may have redirected their aggression toward Stephens, Polsky said. Ron Berman , a dog-bite expert and certified forensic consultant, agreed that this could be a scenario in which dogs attack their owner.
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